Simple Tips for Beginning Your Property Search
Moving house and finding a home that ticks all the boxes, can seem like an overwhelming task, but we have some fantastic tips to help you on this important journey.
1. Begin early
Start researching well ahead of when you plan to buy – at least 6-12 months prior. This will give you plenty of time to research different areas and finances.
2. Research thoroughly
Read up on the different areas you are looking to buy in. Look at local amenities, school districts, and property value trends.
3. Understand your finances
Use a mortgage calculator to help you work out how much you can afford to borrow and how much you can afford to pay back each month.
4. List your must-haves
Make a list of what you want and need in a property. Having a clear list will help you narrow down your options.
5. Get a pre-approval
Get pre-approved for a mortgage to show sellers that you’re serious and financially capable of purchasing the property.
6. Talk to an estate agent
As much as the online portals can give you a good overview of a local property market, they don’t tell the whole story. Being on the books of estates agents is key. This will give you a first chance look at new properties as they come onto the market as well as access to the nearly 40% of properties sales that take place off market.
